Everything is so easy to understand
Everything is so easy to understand, affordable and easy to navigate. Plus the name is super cute!
By Katy K.
Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
3,829 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
3,829 approved reviews, newest moderated first
Everything is so easy to understand, affordable and easy to navigate. Plus the name is super cute!
By Katy K.
I have used pumpkin for all my puppies vet appointments and it truly is worth it and very easy to submit claims. I highly recommend it!
By Claudia
So far so good. The process to enroll was easy. I have yet to file a claim and hope i never have to.
By customer
If you can get in on time (aka: before any pre-existing conditions form), this is a lifesaver. After facing crippling vet bills with my older German shepherd who I did not think to get insurance on, I rapidly placed my younger shepherd on Pumpkin. I was worried since about her lack of robust vet records since she was from Mexico, but we got on a plan, and it has been a year of being able to breathe a little easier. Pumpkin is fast to work with you on the phone, and generally processes claims quickly. They cover a lot, and I've always been anxious about pet insurance trying to find the most miniscule excuse to avoid covering something that falls under the policy (as some vets have told me is common with some insurers), but Pumpkin is not one of those. Even though they raise the price as your companion ages, the sheer positive experience I've had does not make this a deal breaker for me. Some constructive criticism: it would be nice if Pumpkin could let you access your past electronic claims. Once you submit an electronic claim, you can't see what you submitted anymore. It would also be nice if Pumpkin let you access the full records that they pull from the vet when processing claims. This is just a detail that would make it more convenient, rather than taking notes on the side to keep track of illness history and pulling records from the vet frequently.
By Paola C.
The customer service representative was very polite and extremely helpful answering all of my questions when I called .
By Ilyssa S.
After purchasing, it was really nice to get a toy from Pumpkin in the mail! We were very surprised. Before purchasing a plan, I had some questions. The customer service representative was super knowledgeable and helpful! She processed our new plan while on the phone and made our sign up process so easy!
By customer
Ally, my customer service rep, was absolutely wonderful. She was very knowledgeable and willing to answer any questions
By "BELLUSCIO
Easy website
By Erin