I can never get in to submit a claim…
I can never get in to submit a claim and the 6 number security that they gave me when I signed up is not working either!
By Jayne
Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
3,829 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
Showing 71 reviews with 3 stars · Clear filters
I can never get in to submit a claim and the 6 number security that they gave me when I signed up is not working either!
By Jayne
i am still waiting for my reimbursement, no check, its been 2 weeks and no communication either
By Cindy K.
I told you already. The reimbursement rate doesn’t give much!
By Pierrette
Response from Pumpkin Pet Insurance· Sep 30, 2026
Thanks for your feedback. We'd love the chance to discuss your claim experience with us and to assist in understanding your coverage and reimbursement. Keep in mind you can choose from several options including annual limit, reimbursement rate, and deductible, all which can impact the reimbursement you see in the event of an eligible claim!
I don’t like not being able to talk to a live agent!!!!!!!!!
By Tom
Response from Pumpkin Pet Insurance· Aug 20, 2026
Thanks for your feedback, Tom! Our live agents would be happy to chat with you. You can give us a call Monday-Friday between 8A-8P EST at 866-ARF-MEOW. We look forward to speaking with you soon.
I liked the online help I received
By Brittney
Up until our most recent claim, you have always been a 5. We received the auto reply when we sent in the recent claim and then heard nothing. I sent an email, no reply. Eventually looked on line. It said completed and the reimbursement amount, still no reimbursement. You are usually quick. Tried email a couple of more times. Corresponded online they said they would have someone contact me when they got in. I never heard from anyone but then the reimbursement was put in our bank account. I was very disappointed. I have recommended Pumpkin numerous times, and this customer service was just like the majority of other companies.
By Polly C.
good comment 2
By zhunyu C.
Does not pay out as advertised…..
By Jo