Using their online really is easy
Using their online really is easy. They process claims properly the first time. If I have trouble, their customer service is the best.
By PHILIPS NORTH A.
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
3,829 reviews
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If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
3,829 approved reviews, newest moderated first
Using their online really is easy. They process claims properly the first time. If I have trouble, their customer service is the best.
By PHILIPS NORTH A.
I have sent 4 emails to Pumpkin asking for information about medical records. 11/16, 11/27, 12/6, 12/12/2025 I have not heard ANYTHING from them. I'm concerned..if they don't respond to a simple email, what would happen if I had a claim??
By Aimee N.
Response from Pumpkin Pet Insurance· Dec 23, 2025
Hi Aimee! We are so sorry to hear about this! Please reach out to our customer service team directly at 1-866-ARF-MEOW (1-866-273-6369) Monday to Friday, 8:00am – 8:00pm EST, Saturday 9:00am-5pm EST or by email at [email protected].
Prompt reimbursement!
By Regina
Did what was promised. Got the insurance within 14 days after Vet visit and the covered items were paid within days.
By Ann
Pumpkin is the Best! Their associates are very attentive and my claims are processed so quickly. Having such a company that works with you rather than against is a wonderul plus. I highly recommend Pumpkin to all new puppy owners. Bark Bark (Toby's input)!
By Dan
Great Customer service from beginning of transaction until end. I highly recommend Pumpkin Pet Insurance !
By customer
I had multiple experiences using my pumpkin insurance policy, friendly and fast customer service. ( You actually can speak with a real person!!) A new feature they offer is get paid before you pay the vet, which you don’t actually get paid before the vet. They will reimburse you quickly after, once you submit the paid invoice (if you have a pre auth.) which was confusing and contradicting. However being able to pre authorize treatment was helpful and moved the reimbursement process along quickly. I will not go without pet insurance and am happy with pumpkin insurance group! Would most defiantly recommend and have!
By Amanda
Pumpkin has always paid claims in a timely manner.
By Mary M.