Making a claim is very easy
Making a claim is very easy, and reimbursement is quick. The staff is always friendly and helpful.
By D. L.
Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
3,829 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
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Making a claim is very easy, and reimbursement is quick. The staff is always friendly and helpful.
By D. L.
Quick processing
By customer
Excellent, fast and efficient claim service.
By Eliot
I appreciate that your team was efficient and fair.
By Niki
We’ve had pumpkin for several years now. The couple times we had to file claims, the claim was processed in less than an hour, and we were reimbursed the next day! We haven’t had any issue in filing claims either. It’s such a simple process. We love pumpkin.
By customer
It is so nice to finally be able to honestly say something nice about a business! I've had pumpkin for a few years on my two kitties but have just paid out of pocket for vet expenses. Well, my kitties are getting old as am I (just retired). Kitties had some issues, so i used it. At first, I couldn't make sense of the accounting. Why hadn't i met my deductible? I called them up & they patiently explained to me that we'd just rolled over into a new policy year so deductibles started afresh. My visits (and vet payments) were split between two policy years. Eventually, I did run through the deductible on one of my kitties with idiopathic hypercalcemia requiring multiple visits to evaluate a succession of therapies and get lab values. Pumpkin did precisely what it was supposed to do. They paid precisely what they should have paid. And once the claim was approved, funds were in my checking account within 2 days. Easy peasy. Hopefully, they won't raise my rates or cancel me for using the insurance!!
By Aaron
Efficient customer service and fair treatment.
By A happy C.
Excellent service. My pet bill was $1700 and I received my payment in 10 minutes!!! It was so Awesome!!
By Barbara M.