Champs
Thank you for doing what you guys do
By Jae
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
51 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Pivotal Debt Solutions is listed under Credit & Debt Services.
Pivotal Debt Solutions (pivotaldebtsolutions.com) has 51 customer reviews on The Fair Hearing, with an average rating of 4.6 out of 5.
51 approved reviews, newest moderated first
Thank you for doing what you guys do
By Jae
To early to state! Receiving calls from Comenity, nonstop:-(( Hopefully, they’ll get the memo soon!!
By Charlotte V.
William Castle was very patient and kind to me. He was through.
By PATRICIA
Simple directions, courteous service, comprehensive solutions, good listeners.
By David
Good people, very helpful
By Daniel M.
I made the decision not to go through with the program because I didn’t want to suffer my credit scores to plummet any further while waiting through the negotiation process. I called and canceled a week prior to when the first payment was to be debited from my checking account but they still took out the large sum of money after I had canceled causing a disruption of auto payments coming in. I called back and asked what happened they apologized for the mistake and said that it would take approximately a week to correct which I couldn’t understand. The week past and the money still hadn’t posted to my account I called and after the rep first t tried to say no money was taken from my account and can I send proof and what not I got very angry. After some more searching she comes back and say I had to call Global Holdings that handles the trust funds for the program and they in turn told me no cancellation request had been put through at all by Verify Debt Resolution and it would take another 5 business days now I’m outraged and it took me to rant before the Global Rep then says they can do a direct deposit to my account instead of wiring the money and said yes fine do that of course! What she failed to mention was they were going to charge me $10.75 to do the transaction. This was the worst set of circumstances I ever experienced with any company period!
By DARLENE M.
They were very courteous and knowledgeable
By Leta
This team is supportive and cares about getting your finances in check. It’s nice to have someone available by phone, email or text any time I have questions.
By Rachel M.