Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
Its nice to have a message pop up on my phone anytime the card is used.
By ILM
Response from Extra Card· Jan 20, 2023
We're so happy to hear you enjoy our live push notifications after each transaction! Thank you for your feedback. 😊
Everything is great. They keep a close eye my account I am having hard time changing my address and ordering a new card.
By M. Ray R.
Response from Extra Card· Jan 19, 2023
We're happy to look into this, and seek resolution regarding your address change! Send an email to [email protected] from the email address you signed up with, and a specialist will assist you. Please note, our members security is of the upmost importance, and for these reasons, we require specific documents and information to finalize these changes.
Great! I get credit report from Extra every month. It’s so easy all you do is normal like pay bills and spending using your extra card as your bank debit card or credit card. All good.
By Aaron H.
Response from Extra Card· Jan 19, 2023
We're happy to hear your experience has been extraordinary! Thanks for your review. 😊
The best yes the best
By Zuniga A.
Response from Extra Card· Jan 19, 2023
Thanks for your review!
There used to be gift cards that you could get for rewards and no you no longer can. Don’t know why this stopped but it was the reason I joined.
By customer
Response from Extra Card· Jan 19, 2023
Since removing gift cards from the store, we’ve received substantial feedback from members on what a huge value add this was for them, and for that reason the team is looking into the reintroduction of gift cards—we're unable to give a timeline at the moment, but we'll let you know when we have them available again!
The Extra card has been an important part of rebuilding my credit rating.
By Ronald C.
Response from Extra Card· Jan 19, 2023
We're so happy to hear the Extra Card has been an integral part of your credit building journey! Thank you for your feedback. 😊
Had extra card for 2 years and has absolutely not benefited my credit score.
By Hector S.
Response from Extra Card· Jan 19, 2023
Extra reports the total amount spent each month to Experian and Equifax. Depending on where you’re checking, this is not always visible on your end. It is all accounted for in our reporting, but we do not define where or how the Credit Reporting Agencies list or categorize our activities on their proprietary websites. Please email us at [email protected] and one of our specialists will look into your account!
The experience was great. Everything was straight forward and have never had any problems.
By Jesus F.
Response from Extra Card· Jan 19, 2023
Customer service is very important to us, and we're so happy to hear your experience has been favorable! Thank you for your review. 😊
