great for rebuilding credit
great for rebuilding credit
By Ryan
Response from Extra Card· Jan 19, 2023
Thank you for your feedback!
Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
great for rebuilding credit
By Ryan
Response from Extra Card· Jan 19, 2023
Thank you for your feedback!
Better credit score :)
By Larry R.
Response from Extra Card· Jan 19, 2023
Awesome! We're happy to hear the Extra Card has helped improve your credit score. :)
Do more with my business I paid
By Kenneith C.
Response from Extra Card· Jan 19, 2023
Extra reports the total amount spent each month to Experian and Equifax. Depending on where you’re checking, this is not always visible on your end. It is all accounted for in our reporting, but we do not define where or how the Credit Reporting Agencies list or categorize our activities on their proprietary websites. Please email us at [email protected] and one of our specialists will look into your account!
Easy to use, but have seen no benefit or change in my credit in a 6 month period.
By Matt
Response from Extra Card· Jan 19, 2023
We apologize for any frustration you may have experience not seeing a change in your credit score over the last 6 months. We understand that improving credit is important to our customers, and we strive to provide the best service possible! We appreciate your feedback and would like to gather more information about your experience. Please reach out to [email protected] for assistance, so that we can better understand any issues, and improve our service for you, and all of our members.
Doesn't help my credit score at all
By Burhanettin S.
Response from Extra Card· Jan 19, 2023
We're happy to look into your account—please reach out to [email protected] and a specialist will assist you!
Payments wouldn’t go through and inaccurate bank balance reading
By Felix M.
Response from Extra Card· Jan 19, 2023
Our system currently checks and refreshes your connected account balance up to three times a day. We understand that all of our members are unique and have different spending habits, and sometimes this just isn’t enough. We’re excited to announce, we will soon be releasing a number of improvements, including an in-app manual refresh feature! This feature will allow our members to manually update their account balance any time within the Extra App. We will let all of our members know once this feature is live. Please reach out to [email protected] with any account related concerns, and thank you for your review!
Good card reports to bureaus.
By R.d.
Response from Extra Card· Jan 19, 2023
Thanks for your review!
Tienen un muy buen servicio al cliente y resuelven tus problemas de forma muy eficiente.!!
By Leonel Roberto Sanchez A.
Response from Extra Card· Jan 19, 2023
Nos alegra mucho saber que su experiencia con el servicio de atención al cliente ha sido excelente. Gracias por tu reseña!