It does exactly what it claims to do.
It does exactly what it claims to do.
By Silvia Villalobos C.
Response from Extra Card· Jan 24, 2023
Thank you for your review. 😊
Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
It does exactly what it claims to do.
By Silvia Villalobos C.
Response from Extra Card· Jan 24, 2023
Thank you for your review. 😊
It has been a credit fixing miracle! My credit has been getting rebuilt steadily and I have no complaints this has been amazing!
By Miles
Response from Extra Card· Jan 24, 2023
Excellent! We're so happy to hear this—thank you for your feedback.
I love my Extra Card. It works everywhere, looks great and I love the rewards. I already had good credit but my bank didn't have an app so I use EXTRA's instead.
By Susan H.
Response from Extra Card· Jan 24, 2023
We're so happy to hear you've enjoyed the awesome benefits Extra offers—thank you for your review!
Extra has been a blessing for me. I’ve had very minimal issues or confusion, and if something does pop up the concierge is so quick to respond. Thank you for this wonderful service!
By Sadie M.
Response from Extra Card· Jan 24, 2023
We're happy to hear you've had great experiences with our concierge team! Thank you for your feedback. 😊
Had an issue with my account being suspended due to funds not in my bank when they actually did and they fixed the issue in like 5 min
By Matthew J.
Response from Extra Card· Jan 24, 2023
We're so happy to hear the customer support was swift—thank you for your feedback!
Love it. It definitely is a great help
By Trent M.
Response from Extra Card· Jan 24, 2023
Thank you for your feedback!
The rewards are the same price as the product. Still can’t tap for payment.
By Marge Bitch W.
Response from Extra Card· Jan 20, 2023
Hey, Marge! Our rewards points are an added benefit to the credit building services we offer all of our members. While we are currently not tap enabled, you can add your Extra Card to Apple Pay or Google Pay for contactless payments! Please reach out to [email protected] if you have any account related inquiries.
easy to use and friendly service
By John C.
Response from Extra Card· Jan 20, 2023
Thank you for your feedback!