Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
It would be nice to see actual purchases made instead of a bundle of purchases. When I go to my bank statements it shows just extra and the total $ spent. I don’t like that and I’m sure others don’t either
By Michael L.
Response from Extra Card· Jan 31, 2023
Thanks for this constructive feedback! We are looking into ways we can change this in the future.
Always available when I need help and my credit score has gone up since using this!!!
By JARED G.
Response from Extra Card· Jan 31, 2023
We're so happy to hear that—thanks for your review!
Always friendly staff on the line for those times we need help or have questions
By Ronald H.
Response from Extra Card· Jan 31, 2023
We're so happy to hear that—thanks for your review.
This is just the credit help I need, constant good marks help combat life's struggles.
By Daniel S.
Response from Extra Card· Jan 31, 2023
We appreciate the review.
Using the extra debit card has helped me increase my credit score.
By Amanda G.
Response from Extra Card· Jan 31, 2023
Thanks for your review.
Really good card to use as rewards and to help your credit score. Just wish they had better stuff for rewards but overall really great
By Emmanuel F.
Response from Extra Card· Jan 31, 2023
Thank you for your feedback! We're always happy to take product suggestions—you can email [email protected] and we'll make sure the appropriate team is notified. 😊
Card doesn't work in Puerto Rico which is a US Commonwealth. Was not told this nor was it disclosed when I began usage. Other than that I haven't had any real issues with the service.
By Wesley M.
Response from Extra Card· Jan 31, 2023
We apologize for the lack of clarity—thank you for your constructive feedback!
Great to build credit but needs to update bank balances faster for less declined purchases
By Kristal
Response from Extra Card· Jan 31, 2023
We appreciate the feedback. There will be an in-app feature where you can update your Plaid balance manually—we'll let you know when it goes live!
