Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
I am so happy with Extra. I am waiting for my credit score to go up. The convenience of paying a day late and having my spending sent to the 3 credit bureaus is phenomenal! Thank you Extra keep up the good work!
By Dela C.
Response from Extra Card· Jan 31, 2023
Thanks for the feedback!
Even when i was using this card extensively i hardly saw any positive change to my credit score, if the reports made any impact at all. Sometimes it seemed like they werent even sent.
By Dre
Response from Extra Card· Jan 31, 2023
We're sorry to hear there's been little improvement. There are many factors outside of Extra that could be contributing to this, such as an outstanding amount in collections, or a tradeline that's not in good standing. We're unable to work as effectively when there are other factors hurting your score. If you'd like us to look into your account, please email [email protected] and we'll connect you with a specialist.
I love that I can use my Extra card to pay my bills and know that it'll help raise my credit score! I get notifs for when I make a purchase and can easily see my transactions and balance on the very simple and modern app - great work!
By Amanda
Response from Extra Card· Jan 31, 2023
Thanks for your feedback!
Everything works as promised and my credit score has been raised.
By William B.
Response from Extra Card· Jan 31, 2023
We appreciate the feedback.
Simple to use! Connection to bank account gives you a projection of the amount left over and notifies when the money will leave your account. Plus the reflection is sent to the credit bureaus so all you have to do is pay and the score goes up!
By Neptali C.
Response from Extra Card· Jan 31, 2023
Thanks for your feedback!
Doesn’t do what they say not worth it
By Meagan V.
Response from Extra Card· Jan 31, 2023
Results do vary! We're happy to look into your account if you'd like, just email [email protected] and a specialist will assist you.
Good card. However was hoping for more applicable reports to creditors.
By Joshua B.
Response from Extra Card· Jan 31, 2023
Thanks for the review!
Just being there for me
By Frank C.
Response from Extra Card· Jan 31, 2023
Thanks for the review.
