Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
It did not improve my credit situation. I like the card and don’t know why. After getting another card, I’m trying to out the benefits of the card.
By Willie S.
Response from Extra Card· Jan 31, 2023
We are always happy to help, you can email [email protected] and a specialist will assist you.
It's was fast and friendly, no hoop jumping or complications. Just easy friendly service.
By Juan R.
Response from Extra Card· Jan 31, 2023
We're so happy to hear that—thank you for your feedback!
all expenses reported to the credit bureau's
By Roman
Response from Extra Card· Jan 31, 2023
Thanks for your review!
My fico score has gone up 5 to 10 points a month since I became a member. Everything they say has been true.
By Scott A.
Response from Extra Card· Jan 31, 2023
We appreciate the feedback!
Great card, i love it
By DIANA
Response from Extra Card· Jan 30, 2023
Thanks for the review!
It’s been pleasant I can’t complain beloved
By Sterling F.
Response from Extra Card· Jan 30, 2023
Thanks for the review!
Always keeps me going without having to micromanage
By D, M D.
Response from Extra Card· Jan 30, 2023
Thanks for the feedback!
Thoughtful, efficient and definitely useful. I have been a constant advocate for the purposes that EXTRA provides. The methodical tactics incorporated to improve an individual’s credit rating are very effective.
By David O. M.
Response from Extra Card· Jan 30, 2023
We appreciate the feedback—thank you!
