The real deal for refinancing.
The real deal for refinancing.
By customer
Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
491 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Get to Know LendKey LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees. First-Class Customer Service Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email. Student Loan Refinancing Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com. Private Student Loans Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed. Private student loans should be used as supplemental funding after exhau
LendKey (lendkey.com) has 491 customer reviews on The Fair Hearing, with an average rating of 4.5 out of 5.
491 approved reviews, newest moderated first
The real deal for refinancing.
By customer
Refinancing with LendKey was super easy. I wish I would’ve done it sooner!
By ALoeve
After being frustrated at other student loan refinance sites. Credit checks and delay after delay. LendKey completed the entire refinance without as much as a hiccup.
By David B.
I am the cosigner for my daughters loan. I have a regular income (employee) and submitted the W2's (had 2 different jobs last year). Have another income and submitted the 1099 (side consulting job). My regular income alone would have addressed the requirement for the loan but now they need 3 years of detailed tax returns. Sounds like they are data mining personal information.
By Keptprivate
The experience was very good from start to finish. It took less than 2 weeks from start to end. They were very responsive and the rate saved us a good amount of money. I would recommend LendKey to anyone looking for a loan.
By customer
The loan I requested was not given. I had asked for an overpayment to be able to pay off other bills but this could not be done. Very disappointed as in the past refinancing I was able to have this done.
By Chris R.
This was by far the easiest process I've ever done. It was so quick and not hard to navigate. I really needed my interest rate lower and I needed to get my co-signer off, I did both of those through LendKey. I am so thankful and excited to pay lower and less overtime.
By customer
The process was quick and straightforward.
By customer