Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
It has been easy to build credit with Extra. We are not ones to go into debt but credit is important for other things these days. I am impressed with the integrity of the process and the ease to follow!
By Cris R.
Response from Extra Card· Dec 28, 2022
Thank you for your review—we appreciate you!
My experience with the company is an extraordinary one they are always there to help you whenever you need them I have a wonderful experience and I simply ❤ love them they gave me a great opportunity to build credit 😊 I don't know what I would do without them thank you 😊
By Francisco
Response from Extra Card· Dec 27, 2022
Thank you! We're so happy you're a member with us. 💌
This is a revolutionary idea, an effective way of building credit and I was lucky enough to get on board early. I have had Extra for only three months now and haven't built any credit since it takes 3 - 6 months. The customer support is super quick and easy, it took only 5 minutes to change my billing address.
By Timothy M.
Response from Extra Card· Dec 27, 2022
We're so happy to hear about your experience, thank you for your feedback!
Extra’s concierge are always very helpful and are there. Spending money for essential items in my daily life for increasing my credit has been successful.
By Jimmy B.
Response from Extra Card· Dec 28, 2022
Thank you for your review! We're so happy to hear you've had an excellent customer service experience. 😊
Good service
By Lucia M.
Response from Extra Card· Dec 28, 2022
Thank you for your feedback!
I have always had great results when I need customer service for a specific problem. Customer Service has provided a prompt solution for me every time. I do wish that perhaps in the future you would report to all 3 Credit Bureaus, that would be extra! Thank you for making a difference ! KUDOS 😁
By Tamela H.
Response from Extra Card· Dec 28, 2022
Thank you for your feedback! We will be sure to let you know if and when TransUnion adds us to their reporting matrix. 😊
It was a great experience got my order earlier than expected I was very pleased and will continue to shop on extra when something catches my eye wonderful experience
By Donna
Response from Extra Card· Dec 28, 2022
We're so happy you've enjoyed the Rewards Store experience! Thank you for your feedback. 😊
Extra has helped me through my credit building journey so thank you very much extra and all the concierge team👍🏻
By Joseph M.
Response from Extra Card· Dec 28, 2022
Thank you! We appreciate your feedback. 😊
