Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
They always notified me of every purchase ever made. They also really great at helping build credit. Great response team as well!
By Sevy H.
Response from Extra Card· Jun 29, 2023
We're thrilled to hear your enjoying your time as an Extra member. Our Concierge team is always hear to answer any questions you may have. Thank you for your feedback, Sevy!
I honestly recommend this card to anyone who is looking to build their credit not only that this card offer great rewards, but has great agents who will attend to your needs and resolve your problems in a very fast manner 🙌🏼
By Jose F.
Response from Extra Card· Jul 10, 2023
We're so happy to hear that you have been loving our card. Thank you for the 5 stars, Jose!
Great customer service. A lot of help
By John J.
Response from Extra Card· Jun 29, 2023
We're happy to hear that you had a great experience with our Concierge team! Thanks for your feedback!
Concierge answered my questions quickly and efficiently
By Chet O.
Response from Extra Card· Jun 29, 2023
We appreciate your feedback! We're happy to hear that our Member Concierge team provided quick and efficient answers to your questions. If you ever have more questions in the future, we're always here to help.
I’ve been with extra since the very start, they’ve never disappointed me & always took care of all my needs. They’ve also boosted my credit score dramatically, would highly recommend extra & there services
By Juan Jr R.
Response from Extra Card· Jun 29, 2023
We're happy to hear your score has elevated to new heights. We love to see it! Thank you for your feedback, and for being an Extra member.
Extra this is the best credit build app for if you guys don’t have credit you guys can build credit from Extra card is a debit card but credit basically when you use the debit card every time for purchase and other stuff, you guys can build a credit from that way to and it’s debit card that build the credit
By Shayal T.
Response from Extra Card· Jun 29, 2023
Thanks for the awesome review, Shayal! Cheers to your ongoing credit journey.
I really am impressed for the first time card debit card 💳/ credit card really helps me when I’ve most needed.
By DC I.
Response from Extra Card· Jul 10, 2023
You have us blushing over here! Thank you for the positive input. We are constantly striving to improve our product offering and overall experience. If there is anything our team can do to flip your 4 starts into 5-- we would love to take down your thoughts through [email protected].
Fast a friendly customer service.
By derick M.
Response from Extra Card· Jun 29, 2023
We appreciate the feedback—thank you!
