Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
I love extra! My credit score has increased significantly after using it the past year, and it also helps me budget my purchases. The app is organized well and if I’ve ever had any issue, a team member always is on standby to help. I don’t see myself ever NOT using extra :)
By Cat
One of the best cards I have so far. Debit card which builds credit scores and credit history is awesome. The customer service responds in a timely manner and they are awesome. %100 worth it
By Harry C.
I haven’t been able to use it really yet. But the customer service is awesome. They are really quick at getting back with you in the chat.
By Farin C.
Response from Extra Card· Dec 20, 2023
Hey Farin! If there is anything we can do to help move your Extra card more top of wallet, please dont hesitate to let us know! You can always reach out to [email protected] and our team will be happy to talk with you.
They are amazing to work with and so responsive if you need any help. Best decision I ever made was to get the Extra card.
By Patricia Del G.
The best and so far the most trust worthy app and the members who work there are top tier . I’ve been loyal to Extra and they been loyal to me ! You need to get this
By SAINT V.
Absolutely love my Extra card!
By Kelsey S.
Awesome way to build credit with debit! I pay my rent, regular expenses on a daily basis and been amazing so far. Highly recommend.
By Carlos C.
Very cool company. Helpful staff, the app is easy and very convenient and you can even shop directly through it. Great way to build credit while having fun at the same time! I recommend Extra without reservation.
By Shane
