Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
I am beyond happy that I found out about Extra. Not only has my credit score SIGNIFICANTLY gone up since starting with them, but they also give you points you can trade in for some really cool rewards as you use the card. I even got half of my holiday gift shopping done from the rewards page! I would 100% recommend this to anyone looking to boost their credit score, and get rewarded for doing so! Thanks, Extra!
By Isaiah N.
Awesome company! helps you out immediately always super polite this service is amazing is really helps raise your credit and u get rewards for using the card def a must if your building for trying to fix your credit score
By Jesse
I can't say how much I love this company honestly hands down the best choice I've made to rebuild my credit. Thank you guys for giving me the opportunity in helping me rebuild. Five ⭐️⭐️⭐️⭐️⭐️ all around!
By LiveConquer G.
Awesome!!! My credit jump way up!!! And they are fast to respond and easy to work with excellent customer service!!
By joey S.
I highly recommend Extra because they have proven to be a company I can trust. The concierges are professional and knowledgeable when I reach out through online chat or the app. All transactions have been processed promptly, and my reporting has been timely. I feel like a valued customer whenever I have communicated with a member concierge because they are friendly and they follow up to ensure my questions are answered.
By Anna
I love this app and card combo - it helps keep me on budget and spending within my limits. The customer service is top notch. The interactions have always been positive.
By Kenneth M.
I'm new to extra, but so far, the interactions I've had with customer support have been positive. Everyone has been really nice and helpful. The only downside I would say is they need to update the videos and sweepstakes.
By Missy W.
Amazing company and been helping me build my credit ever since i started love it!
By Saint
