Lovely people here really enjoyed my…
Lovely people here really enjoyed my experience
By Sarah W.
Monday, November 2, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
3,797 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Bivvy is pet insurance done right, at a price you can afford. Because Bivvy was created by pet owners who wanted a better option for themselves, it's designed to help us take care of our furry friends at the lowest cost for pet insurance. Protect your dog or cat just like so many others are doing with Bivvy. Plan details vary a bit by state, but it only costs $15/month or less! You can use Bivvy at any vet office: you choose where you go, and Bivvy reimburses you for covered events. Learn more at Bivvy.com
Bivvy Pet Insurance (bivvy.com) has 3,797 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
3,797 approved reviews, newest moderated first
Lovely people here really enjoyed my experience
By Sarah W.
I just tried to check out Bivvy and the website said they are out of business. Take them off of here.
By Andrea T.
It’s better for future...i like it
By Abul K.
Their system lost my claims 10 of them. When I asked to resubmit. They told me it's too late to try again. If it was your system that screwed up. Why can't you fix it? Totally defeats the purpose of having insurance. Literally a years worth of claims down the drain.
By Troy M.
My second claim. The first went fine and they sent checks. This time they tell me "the check is in the mail" and should take 7-10 days.....really? Very disappointed. We signed up for well care, they paid 80.00 for a 450.00 bill. 80.00 is 3 months of payment for Toby.
By Sue R.
Response from Bivvy Pet Insurance· Jun 22, 2023
Hi Sue, we're sorry to see you're disappointed. If you believe your check was lost in the mail, please send us an email at [email protected]. We can always cancel your original check and send another one your way. If you have questions on your policy reimbursement, please respond to your claim email directly and we can help you further.
Bivvy cancelled my dog’s insurance at his one year mark. He’s getting older and he’s a big boy, so he’s been having some issues with his back hips and legs. Upon speaking with Bivvy they informed me if I can wait another month for surgery until he hit his one year mark, they would begin coverage for orthopedic conditions. So I waited the month, now coming up on his one year mark I went to schedule the appointment and found that his insurance would be cancelled at the one year mark. They suggested I move his coverage to spot and upon calling spot I was informed I would have to wait six months before orthopedic conditions are covered and because his has already been realized, it is pre-existing and will not be covered. So now I’m completely heartbroken and completely out of luck. I paid for this insurance for a year for nothing and now I have no choice but to pay for the surgery entirely out of pocket even though I did everything in my power to have insurance for him. Do not use this company they will screw you over.
By Bailey D.
Response from Bivvy Pet Insurance· May 30, 2023
Hi Bailey, we're sorry to see you're disappointed! Bivvy is non-renewing all pets at the end of their policy term, so this wasn't a decision tied specifically to your pet. We wish you and your pup the very best!
I submitted a claim for a condition which symptoms first appears in March of 2021. My Bivvy policy started in October of 2020. Bivvy is saying this is a preexisting condition. The injury occurred 4 months after our policy started! Unbelievable. Total scam. UPDATE: I reached out to Bivvy regarding the denial and their false preexisting condition claim. They are now claiming the condition started in April of 2020 a full 11 months prior to when the initially claimed the condition first occurred. Regardless both claims are false. They seem to be throwing out dates to see what will stick and when I question their reasoning the change their story. SERIOSULY, stay away from this dishonest and shady company.
By Kyle
Response from Bivvy Pet Insurance· May 2, 2023
Hi Kyle, we're sorry to see you're disappointed! Please respond back to your claim email and our team would be happy to provide additional information.
I was happy with this insurance and have been a customer for approximately 3 years. This year, my 7 year old goldendoodle had a injury to her back leg. Bivvy honored the contract, I met my deductible and had an easy reimbursement from Bivvy for their portion of the claim. One month later, I get a email saying they are dropping my dog for coverage for no reason. Now I can't get any other insurance on her because this would be a pre-existing condition. I would say, look elsewhere for your pet insurance.
By Tonya
Response from Bivvy Pet Insurance· Apr 17, 2023
Hi Tonya, we are non-renewing all pets at the end of their policy term, regardless of their age. We're sorry to see you're disappointed! A detailed explanation was sent within an email, but please let us know if you have additional questions.