This was a Great experience from the…
This was a Great experience from the welcome call to my final payment! Will recommend to all!
By Gail Y. M.
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
182 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Zo Financial (zofinancial.com) has 182 customer reviews on The Fair Hearing, with an average rating of 4.1 out of 5.
182 approved reviews, newest moderated first
This was a Great experience from the welcome call to my final payment! Will recommend to all!
By Gail Y. M.
It didn’t take long at all. I received my items the same day.
By Latosha
I believe her name was Tatiana but I just wanna say that she was WONDERFUL & so cheerful & I was so excited to have her work with me to finish my payment. Yes it was a 2 minute call but within those two mins it felt like we were friends forever . She’s amazing & deserves a raise ! -Mrs.Afoa
By Mrs.Afoa
No string attached straight forward good costume service friendly people and easy to understand
By Lancer F.
Easy application process and quick approval!
By customer
Garbage communication, Bailees needs to go back to their last financers, they were much better! Seem ignorant over the phone, somehow had my email address wrong, lady verified my info but then couldnt find me. Wasn't taking payments them tried to take 3 in 2 days amd somehow we've missed others but never notified.
By Lee
Very thorough in explaining.
By Mary M.
My sales person was very detailed about the items I wanted to purchase. Also explained the financing options as well.
By Ericka