They took money from the wrong account…
They took money from the wrong account after I called and changed account number.
By Lori
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
182 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Zo Financial (zofinancial.com) has 182 customer reviews on The Fair Hearing, with an average rating of 4.1 out of 5.
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They took money from the wrong account after I called and changed account number.
By Lori
We were not aware they charge over 100 percent plus as an interest rate!! Why on earth would anyone pay that kind of interest??? Just insane
By customer
Too much for the interest charged. You gonna suprised because if you gonna pay for your monthly payment it’s gonna high and high interest. Good job Zo Financial! Much better to full paid the items instead for installment.
By customer
The payments are insane! Definitely not worth it. Monthly payments of almost 500 is outrageous! And their interest is also mind blowing. Would not recommend to someone who is looking for a decent loan payment amount.
By Stephanie M.
Your paperwork is very misleading I see no reason to end up spending an extra 25% just to pay it through the year. I will not be using your services for this in the future.
By Aaron G.
When I called to understand more about the program and specifically what my total cost would be for a lease less than what I was approved for with an early payoff option, customer service sucked at explaining it. They said the retailer had to do that. How can you not explain how your own service works?
By Zo C.
Extremely high interest rates. Even with above average credit.
By customer
Was not informed if the amount t of the payments until after I signed the lease. Almost feels like entrapment!
By customer