Because they is no credit review that’s the best part
You are the best the day I apply that’s the day they approved me so that’s a good thing.
By Aja fatty D.
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
182 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Zo Financial (zofinancial.com) has 182 customer reviews on The Fair Hearing, with an average rating of 4.1 out of 5.
182 approved reviews, newest moderated first
You are the best the day I apply that’s the day they approved me so that’s a good thing.
By Aja fatty D.
It was super user friendly and quick!
By Kelsey
Awesome Company
By Jay
I was very happy that I was able to get approved for extra more to paid in full my furnitures, thank you very much it was awesome and with excellent service.
By customer
Everything was quick and easy
By Steve A R.
I was approved. Yes, great. But the fine print is insane. They wanted $234/2 weeks. With interest on par with a rent to own place. Totally not what was advertised in the store I applied at. Almost $500/month. That’s insane. That’s what I pay for my car.
By customer
The help that Baileys Outlet helped me with your application
By customerElwanda R.
Easy, fast and simple. Great customer service, extremely responsive to questions and a great local business to support.
By customer