So smooth and easy
So smooth and easy. Patti and Sydnie took care of everything in a very professional and timely manner. It was very easy and very quick. Thank you
By John
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
393 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Zinch (zinchfin.com) has 393 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
393 approved reviews, newest moderated first
So smooth and easy. Patti and Sydnie took care of everything in a very professional and timely manner. It was very easy and very quick. Thank you
By John
Mark is very Knowledgeable. And made the loan process easy and fast.
By Samy
good customer service
By customer
Response from Zinch· Jan 23, 2024
It appears there may be a mix-up, as our company doesn't sell cars; we specialize in financial services. I believe you are trying to review a company that sells cars, Cinch (https://www.cinch.co.uk/) out of the UK. We are US based only. Please correct your review, as we are NOT that company.
Third loan with Zinch and as always, treated with the highest level of professionalism. Royce Hammer, President, Pineco Inc
By Royce H.
As always, immediate attention and very fast funding.
By Jerry D.
Efficiency and a simple process. Very fair rates Thank uou
By Michael
Very easy to get funded. Nice and very helpful people!
By Paula H.
I trust ZINCH with my finances, every time I have a tough time or need to do improvements in my business I can always count on them. ZINCH is the best company I've ever deal with.
By Salomon G.