ZINCH FAST REVIEW & APPROVAL
Sydnie was extremely responsive and quickly processed the loan, and the time between approval and funding was only several hours.
By Janice
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
393 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Zinch (zinchfin.com) has 393 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
393 approved reviews, newest moderated first
Sydnie was extremely responsive and quickly processed the loan, and the time between approval and funding was only several hours.
By Janice
Patty and Sydnie are great to work with!!
By Robert
Extremely easy to deal with. Sydnie always goes above and beyond to help us meet our needs.
By Richard K.
Sydnie is wonderful to work with. I have used this company several times & it always goes seamlessly.
By Adrienne F.
Friendly great company to work with. Highly recommend.
By James
Professional service, quick and efficient. Always friendly, polite, and solves problems quickly.
By Tamy J.
Best company to work with as a long time costumer, easy and fast.
By customer
Great experience from start to finish. Decided I needed a new car and did it all online and received the car and emails keeping me up to speed with everything. Customer service super fast and sorted small issue thank you Milly
By Peter R.