who's money is it?!
Nearly impossible to access your money. It appears any transaction over a certain amount (a secret amount that no one at Direct Express can tell you) is rejected. Don't bother trying to call. After tens of minutes you will find that the human on the other end of the line is only trained in apologizing. They cannot approve the transaction or connect you to anyone who can. They'll tell you to try to break the payment into multiples but can't tell you how much each payment can be or how many they will accept. It's okay though because retailers and the customers behind you absolutely love watching you guess your best and repeatedly fail. Embarrassing! Try transferring to another bank? Good luck with that. The app appears to accept the transaction BUT you also have to send an email with very specific information. However, even after you do that, odds are not in your favor. I'm still working on my bank transfer.
By Bob


