Monday, November 2, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
181 reviews
The Phenix GroupSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
The Phenix Group has a deep passion for helping individuals fix bad credit and achieve financial security. The founding members of Phenix have a passion for helping others; one way we do that is through our attorney-engaged credit repair process. Phenix’s goal is to help make the lives of our clients more manageable through improvement of credit and education in the least amount of time possible. We at Phenix know, behind every client is a unique story of struggle, unforeseen twists, uncontrollable life events, all which have led to their current credit situation. Each case is handled on an individual basis, ensuring the best road map, individualized for each client to ensure success. Phenix relies on the knowledge and foresight from a team that was put together specifically to focus on you and your needs. At Phenix, you’ll find well-trained, client-focused credit analysts with knowledge of the financial industry, the ability to break down the numbers and help you navigate the best possible path to your goal.
The Phenix Group (thephenixgroup.com) has 181 customer reviews on The Fair Hearing, with an average rating of 5.0 out of 5.
181 approved reviews, newest moderated first
Joe Camacho and his team completely exceeded my expectations. I was leery at first due to having bad experiences other places with other firms; but Joe was diligent, organized, had clear communication and above all, he did exactly what he said he was going to do. I have already recommended The Phenix group to many associates as I am still in shock in how good of a service I was provided. 10/10.
By Byron A.
Joe was absolutely awesome at what he does. His knowledge in this field was really eye opening as I truly thought I knew everything about trying to get my credit on point. The lesson I learned: Don't think A.I. will come to your rescue when trying to fix it; get help from this guy, the expert.
By Richard T.
Thank You, Joe Camacho! 🏡❤️ We want to take a moment to give a HUGE thank you to Joe Camacho for helping us accomplish one of the biggest goals of our lives — becoming homeowners! 🏡 When we started this process, our credit score wasn’t where it needed to be, but Joe stepped up and helped us every step of the way. We followed his advice, worked hard, and stayed committed. It took about 7 months, but all that hard work paid off! We started the process in February, and by December, we were officially homeowners! 🙏❤️ And it didn’t stop there! Today, we’re blessed to also own a RZR, a trailer, and a truck. 🙌 We are so grateful for Joe’s knowledge, patience, and dedication. He believed in us and helped us believe that this was possible. Thank you, Joe, for helping us turn our goals into reality! We will forever be grateful for everything you did for our family. 🏡❤️🙏 Here’s to hard work, trusting the process, and making dreams come true! 🎉
By Samuel C.
Joe truly changed my life. He helped me fix my credit, and because of him I was able to buy my home. I’m very grateful for his help and highly recommend him.
By Isela F.
Oscar es un gran representante. Me ayudó y supo explicar en todo momento. Quiero agradecer a todo el equipo pero en especial a oscar
By Diego Q.
Could not be happier with my experience working with these guys. I was a victim of identity theft and Will Smith was an absolute warrior from the first day. Amazing communication with frequent updates throughout the entire process. Diligent and consistent progress, I never once had to wonder where things were. Everything has been 100% removed and I truly couldn’t be happier with every aspect of service I received.
By Coby A.
Was recommended by my mortgage lender to help with my credit and I was skeptical because of credit help in the past. I went in with an open mind and right off the back Joe didn’t hold back and explained everything in detail and had a plan specifically for me. He helped me go from a low credit to up to 730 with his help, I had the opportunity to purchase my first home! I can’t thank Joe and his team enough for the hard work he has done for me and my family. Any trouble that got in the way Joe always made sure to call and figure out another plan to get to the finish line and that’s why I will always recommend Joe and his team for any future financial assistance!
By Juan R.
I was very hesitant at 1st, to use a credit lawyer, but very happy I did. I was in a situation where I needed to figure out how to buy a home, renting was no longer feasible. Will was able to help repair and increase our credit but also teach me how things work so I can do better in the future!
By Jessica H.
