Better to have it and not need it as some day you might.
Some years I haven't used this much, but this year it sure came in handy. I made two claims this year and the process was smooth. I uploaded the paperwork (bill and drs SOAP notes), filled out the extra details, and about two weeks later I get the good news of how much Spot is re-imbursing me. I was able to dial in a plan that worked for us. A great percentage after yearly deductible is met. I have already recommended Spot to many other pet owners.
By Dylan J.
Response from Spot Pet Insurance· Oct 22, 2026
Thank you for your wonderful review, Dylan! We're proud to offer a service that aligns with your expectations. Your support is truly appreciated! ~ The Spot family ❤️🐾



