RBFCUReviews of rbfcu.org

We had tax return direct deposited. Rbfcu placed on hold since May 3!! They also locked our account saying we must pay our bills manually! I can’t even figure out what bills since I did everything online! Calling the irs so they can try and help us get the money back from rbfcu while they sit on it for over a month

I agree with the negative reviews here. My family has been banking here for many many years and there are always issues. Most recent is that they let an ex business partner close my husbands business account without his written or verbal consent and without him being physically present. No one called him, nothing. We were previously told that both owners of the account would need to be present to close the account or to remove the partner that was leaving the company. Or bring a letter from the state showing he was no longer part of the company. This is not legal. And I won't even get started on the issue with disputing charges that the partner made on the account after leaving the company. We had to pay that ourselves. RBFCU did not cover it. This bank is a fraud. Don't go here.

Would give a 0 if could. Have been with RBFCU for years. Used to be good service. For second time account locked out. I have to have two profiles--one for my husband/primary--& one for myself. Always sign in on primary--but when have an issue they insist on verifying my husband. He never EVER handles banking so doesn't remember his security questions. We end up having to go to Branch to clear everything up. Keep getting same representative/Erica--who is no help @ all. My husband has given permission for them to talk to me--his wife--who is ALSO on account--but they insist this permission has to be given everytime. Has all gotten old.

ABSOLUTELY THE WORST Credit Union experience I've ever had. It doesn't feel like you're a member of a credit union because they are WAY MORE PREDATORY than banks are. I've only been with RBFCU for a couple of months and already I can't get my account out of the negative balance because they keep tacking on Overdraft Fees. They don't show you any of the problem transactions until after it's too late. This credit union defines the word "unethical" and should be investigated for their practices!!! I will be writing a letter and sending it to representatives, and other oversight organizations. Something must be done. I know I'm not the only victim of this scam-like activity. I've read enough reviews to see that this is how they operate their business; by taking advantage of their members. I will be opening an account somewhere else ASAP so I can close this one and end the nonsense.

I've been with RBFCU for several years now. At least 8 to 10 years. Tired of their overdraft fee and how display of charges is displayed. They don't allow you to see Charges going through your account if it's not done through your debit card. Which allows them to charge you overdraft fees for charges you can't see that are about to be processed. This should be illegal. Cuz in these cases, I can usually cover the fees if I knew they will be in processed.

My name is Silvino Pires, I’ve been a member of RBFCU for more than 10 years, and I currently have 4 accounts at this bank. I USUALLY keep a MINIMUM balance of $10k among my accounts. I also have a master credit card from this bank and a personal line of credit. I also move over $330k a year thru my business. Well, I want to say that my rates with either the credit card and credit line are the worst possible going from 11% and up. I’ve tried loans with RBFCU and have been declined a few times. When I was approved, the rate was a rip off. Some of these loans have been approved by other institutions such as Capital One, Ally, GM Financial, and Credit Human for a much lower rate than my own bank. A couple of times RBFCU have put me in very inconvenient and embarrassing situations. This time was the worst: a former partner, which I had a joint account in this bank in the past, made a transfer of $7k to my account (same bank transfer) on Saturday April 20th, and the RBFCU put a hold on the money for a few days. On April 22nd I realized they also froze all my accounts and cards that I and my employees use to run my business. I had to stop all operations because my employees had no way to run without the money. I went to the branch and I also called the fraud department unsuccessfully because there was nothing they could do about it. They told me that my friend who made the transfer had to call in and release the deposit he made. This took him another extra couple of hours on hold (terrible and inefficient fraude department service). Most of my business day was compromised. Finally after my ex-partner talked to them they released my accounts but guess what? They pulled the money ($7000) back to my friends account. This morning I called my friend, and told him I didn’t get the money. He transferred the money again to my account, and the bank put another hold on my money. For me, This seems like a joke. They must be playing a game with me. I find it extremely ridiculous to put a hold on a legit transaction between two members in the same bank, and freezing all my account and cards is way out of boundaries. There’s no reasonable explanation for a bank to do that. It’s irresponsible, offensive, insulting, financially harmful, and injurious. I have called the bank fraud department today, and requested that the person in charge calls me and give me an explanation of how The bank is protecting me freezing all my accounts. Explain to me what freezing all my accounts and cards, have to do with a “suspicious“ deposit. I’ll definitely post here their reasonable response if It’s a reasonable one.

Long story short, the fraud department is ridiculous and does not understand large wire transfers. I was attempting to purchase a rare car out of state, got it fully inspected and was satisfied with the results and submitted the transfer for a wire purchase for about $20k. The fraud department called me, which is fine of course, and I walked them through the transaction, and we hung up, I assumed everything was good. About 15 minutes later, they called back and refused the transaction, calling it fraud despite just talking to me. Fine, I'll figure out transferring cash to another bank account and do it that way. Lo and behold, RBFCU locked me out of my own accounts as well, including any electronic payments. I call them back, and they refuse to give an explanation other than "Your access will be returned once our investigation is complete which takes about 10 business days." Utterly ridiculous. I ended up having to physically go to the bank, and pull money out to put in another bank account just to pay my normal bills. Needless to say, they have permanently lost my business.

I have an auto loan with RBFCU. I had fallen chronically ill that lasted about a year. During this time I was able to keep up with my payments for sometime, but eventually fell behind 6 months. During the 6 months I would call every month to get some kind of assistance. Short and simple they advised under no circumstances do they offer payment deferments, reduced payment amounts, nothing. If you’re someone who could ever end up in a similar situation, I strongly advise to not do business with RBFCU as far as auto loans. Currently they’re attempting to repo my vehicle and have advised I need to pay a lump sum of all the past due amount or they would not except any type of payments. Thanks for reading.