Making it appear so easy
Everyone is and was very polite and helpful.
By Anna
Thursday, November 5, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
416 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Own Up is a mortgage shopping website that exists to make sure you never overpay on your mortgage. Customers can compare multiple mortgage offers from top lenders and find a great deal. The average customer saves $28,000 over the life of their mortgage. Get your personalized mortgage offers. Say goodbye to hard credit checks and sales pressure.
Own Up (ownup.com) has 416 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 8 reviews with 4 stars · Clear filters
Everyone is and was very polite and helpful.
By Anna
We received info on Bison State Bank and it has been a pleasure working with Greg Morales.
By customer
Very Nice ❤️❤️❤️❤️
By Mostafa O.
Really like the ability to self-service generate approval letters, and the modern website interface. The customer service is very responsive whenever I had questions.
By JF
Felt the service was good and got better rate than most.
By Raquib
Service was very kind and super quick to get my pre-approval mortgage letter but I was offered only one choice of mortgage compared with 3 years ago when we refinance our mortgage they gave us so many mortgage options that we can explore an choose freely; that did not happened this time when they gave me just one option and I have a Credit score of 800 plus. So I’m kind of dissapointed.
By Alejandra G.
Response from Own Up· May 21, 2024
Alejandra, Thank you so much for taking the time to review your experience and for once again entrusting Own Up with your home financing needs. You are correct in that our approach to issuing pre-approval letters is to match you with a single, high-quality lender from our network. We take this approach to ensure you are backed by a credible lender and dedicated team of home financing professionals that will put you in a position of strength when you are looking for homes and making offers. When it comes to rate shopping, that is a different service / experience, but one that we still offer to all of our customers. Once you are under contract on a property you can return to us and we will provide you with the same shopping experience you had when you refinanced with us. We'll help you shop for the best rates across our entire network, compare different loan products / down payment options and ensure you are making an informed decision about the lender and option you ultimately choose. Hope this clears things up! Please reach out to us directly if you have any further questions (contact info below). Sincerely, Customer Success at Own Up (e) [email protected]
Easy to get started and let Own Up do all the work.
By Robert
On a skeptical whim I tried OwnUp, Rick was super responsive, fast and they actually closed my loan with the best rate around within 2 weeks. Pretty rad.
By Justin