Very easy and instant coverage
Completely hassle-free experience.
By Taran
Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
190 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
At Nationwide, we exist to protect people, businesses and futures with extraordinary care. We’ve been in business for nearly 100 years, so you can rest assured that we have the experience, integrity and capital strength to manage today’s challenging marketplace.In April 2023, we launched Nationwide Life Essentials to provide a simple and quick way to meet the protection needs of people across America with term life insurance.Nationwide Life Essentials is a 100% no-exam, online term life insurance policy that gives applicants a path to protection within 15 minutes, if approved.Get a quote
Nationwide Life Essentials (lifeessentials.nationwide.com) has 190 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
190 approved reviews, newest moderated first
Completely hassle-free experience.
By Taran
Fast and furious easy
By Jorge
It was easy to set up policy.
By Char
Super easy to get signed up - very quick onboarding.
By Logan
Informative and easy process!!
By Kimberly
Quick process, fair price
By Michael
I was always tenuous about getting a term policy. But it was easier than I ever imagined. Website was easy to navigate as well.
By Matthew
Honestly, I was pleasantly surprised at the seamless application process and website experience. It was convenient, fast, and very much modern, and I love that! Even with the higher price, I chose Nationwide due to the seamless user experience and the convenient way they made the process.
By Shauline