OVER CHARGE
I wouldn’t recommend this loan if you’re looking to help yourself out in the long run. Ultimately if you need funds fast and you’re positive that you’ll be able to pay back the loan in FULL for your next pay day I would do so. If you request a $500 loan they will charge you $120 for 9 MONTHS. Yes, meaning that you are paying 2 times more than what you originally requested and the $120 every month only deducts like $50 from your loan monthly. This loan is only helpful if you avoid making payments and pay in full. It’s a scam I fell for when I desperately needed funds and they screwed me over by charging me through installment plans until I called with confusion and they said the $200 I already payed for were basically theirs. They make sure no communication is done so you’re not aware that you’re being charged through installments. I was a loyal client until they pulled this sneaky trick on me by telling me that I had my loan approved online and not through an agent and there for I automatically get set under installment plans and I already payed $200 out of my $620 loan just to find out I still owe $610 dollars. This company WILL SCREW YOU OVER
By Evelyn M.
Response from Helpfullending· Dec 22, 2023
Hello Evelyn, We appreciate your feedback. We provide alternative payment options that may help to reduce the overall cost of the loan, and the loan agreements we provide detail the overall cost of the loan, finance charge, loan term, scheduled due dates and payment amounts. A copy of your loan agreement is available to you at any time by logging into your Helpful Lending account, and we are here to discuss the terms of your loan with you in more detail. Please email us directly at [email protected] or call us at 833-863-1085. We’re available from 8 AM – 8 PM ET, Monday – Friday.