I have been a helpful lending customer…
I have been a helpful lending customer consistently. I do like the immediate availability. The struggle I have and the problem I feel with this company is the interest rate does not change. It’s insane doesn’t matter what tear you are. I asked for $1000 and having to pay almost $400 for 10 months on $1000 loan is ridiculous because of that I am hoping I do not have to use this company again after this last loan
By Samantha K.
Response from Helpfullending· Jul 15, 2026
Hi Samantha, Thank you for your honest feedback and for being a valued returning customer. We appreciate your continued trust in us and are glad to hear that the speed and convenience of our funding have been beneficial to you. We're sorry to hear about your concerns about the cost of borrowing. We understand that repayment costs can feel significant, and we appreciate you sharing your perspective. We strive to be transparent by providing the APR, finance charges, payment schedule, and total repayment amount in the loan agreement before the loan is finalized, giving customers the opportunity to review and accept the terms. We also offer the flexibility to make additional principal payments or pay off your loan early without prepayment penalties, which can help reduce the overall cost of borrowing. We truly value your feedback, as it helps us continue to improve. To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns. Please email us directly at [email protected] or call us at 833-863-1085 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday. Best regards, Helpful Lending



