HelpfullendingReviews of helpfullending.com

Koda Lending, PO Box 246, Ft. Thompson, South Dakota

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3.9/ 5

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316 reviews

Helpfullending3.9Average

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About Helpfullending

At Helpful Lending, we’re here to provide you with fast, reliable access to cash—up to $3,500—no matter your credit history. Our goal is to deliver exceptional customer service and a smooth lending experience. With 24/7 live customer support, quick application decisions, and flexible repayment terms of up to 10 months, we make borrowing easy. Plus, we offer free Same Day Funding on business days* and a rewards program that gives you access to larger loan amounts, lower fees, and longer repayment terms.Helpful Lending is a sovereign enterprise, serving as the economic development arm and instrumentality of the Crow Creek Sioux Tribe, a federally recognized sovereign American Indian Tribe. Visit our website for full details.

Helpfullending (helpfullending.com) has 316 customer reviews on The Fair Hearing, with an average rating of 3.9 out of 5.

Also known as: helpfullending.com
Website: helpfullending.com
Category: Banking & Money
Location: Ft. Thompson, South Dakota
Listed on The Fair Hearing: 2026

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Mar 29, 2024

Very last resort and be wary

If I could give no stars I would. I took out a 1500$ loan and the interest is through the roof. I have paid 581$ my first two payments together and have only taken 8$ off my principal. My next 375$ payment in only two weeks will be taking off 9$. After paying the first two payments I would still need to pay 1800 and some change to fully pay off my loan. I asked how much I would be paying if I paid it off in one or two months and they would not answer with the amount. They didn't were very hesitant to answer me and this is why. Very little interest if I pay it off quick my ass. It's not worth it unless they are literally the only place willing to give you a loan but even then you'll be paying THOUSANDS of dollars more than just your initial loan.They have you paying all your interest upfront before taking more than 10$ from your loan. I heard the outrageous amount of payments but I believed it would be an even amount each month taken from the initial loan. Nope. A credit union would be a lot better if you need to borrow easily. My car was almost the same questions as this loan with only a simple letter verifying my monthly income and an explanation for an old card. I was just wanting something quick without leaving my house after my dad had passed and I regret it so much. Don't make my mistake. Low weekly payments is a way to trick you into not thinking about the total amount you'll be paying in the end.

By Elizabeth B.

Response from Helpfullending· Apr 1, 2024

Hi Elizabeth Blancarte, Thank you for taking the time to share your experience. Your feedback is of utmost importance to us. We are sorry that you were dissatisfied with the level of service you received. It's important to remember that you are not obligated to keep the loan for the entire term. At any point in time, you may (1) pay off the loan early with no prepayment penalties and to save on interest, or (2) you may make additional payments toward the principal balance, which will also save on interest and shorten the life of the loan, as outlined in the loan agreement. In the loan agreements, we also provide in detail the overall cost of the loan, finance charge, loan term, scheduled due dates, and payment amounts. A copy of your loan agreement is available to you at any time by logging into your Helpful Lending account, and we are here to discuss the terms of your loan with you in more detail. Please email us directly at [email protected] or call us at 833-863-1085. We’re available from 8:00 AM to 8:00 PM EST, Monday – Friday. Thank you once again for reaching out.