Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
Besides waiting months to get approved and processed, I haven’t ran into any real issues. The concierge have been great and actually look into problems that may occur, my credit score did increase by almost 40 points in a months time, and the app updates your available spending power in real-time.
By Pete
Response from Extra Card· Dec 28, 2022
We appreciate your feedback!
Because of your awesome credit building card, I now have 2 credit cards and a store credit card, and am steadily building my credit! Thank You So Much! For the first time in my life I actually have a rated "fair" credit score!
By Leopoldo E R.
Response from Extra Card· Dec 28, 2022
We're so happy to hear it—thank you for your feedback!
I feel that I applied earlier around June, but I get approval really late, the values could have done I have brought before August, and I have almost always bought often, only if they let me get it right now so I would able to be glad for getting points as much earlier.
By Jenniferrose J.
Response from Extra Card· Dec 28, 2022
We appreciate your review—if you ever need additional assistance, please reach out to [email protected] and a specialist will help!
The customer service is awesome and help to resolve one of our incorrect payment promptly and most importantly, we get our money back!
By Codez
Response from Extra Card· Dec 27, 2022
We're so happy to hear you've had a positive experience with us—thank you for your review!
Helped me get my credit back on track. Within a year, I was able to qualify for a JetBlue credit card. I had been rejected before I started with Extra. I’m so thankful.
By Ashley
Response from Extra Card· Dec 27, 2022
This is why we're in business—we're incredibly happy to hear our product has helped you this significantly. Thank you so much for your feedback!
They helped my score go up in 2 months. Thanks
By Paul P R.
Response from Extra Card· Dec 23, 2022
We're so happy to hear this—thank you for your review!
Great app! Make me feel like I’m really helping my credit.
By Tea C.
Response from Extra Card· Dec 23, 2022
Thank you for your review!
I love using this Card. It really helps bring up my credit score.
By Wesley H.
Response from Extra Card· Dec 23, 2022
We're happy to hear this, thank you for your feedback!
