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Extra Card Reviews | Read Customer Reviews of extra.app

Investments & Wealth

Extra CardReviews of extra.app

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The Fair Hearing score

4.3/ 5

Great

832 reviews

Extra Card4.3Great

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About Extra Card

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.

Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.

Also known as: extra.app
Website: extra.app
Category: Investments & Wealth
Listed on The Fair Hearing: 2026

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Extra Card reviews

832 approved reviews, newest moderated first

Dec 22, 2022
Yall don't even report to a credit…
Yall don't even report to a credit bureau that matters. So you have all these people thinking thier improving thier lives by using this dumb ass card that doesn't even let you spend what's in your account just what you let them and it doesn't even do as you claim!
By Dakota S.
Response from Extra Card· Dec 22, 2022
Hey Dakota! We currently report to Experian and Equifax. We're in communication with TransUnion, but do not have a timeline as to when they'll as us to their reporting matrix. If you have any concerns regarding your account, we're more than happy to assist you, and clarify how our product works. Please reach out to [email protected] and a specialist will help.
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Dec 22, 2022
Very easy to use
Very easy to use! Amazing! That is all!
By Juan A.
Response from Extra Card· Dec 22, 2022
Thank you for your feedback!
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Dec 22, 2022
Simple and very beneficial!
Simple and very beneficial!
By John L.
Response from Extra Card· Dec 22, 2022
We appreciate the feedback, thank you!
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Dec 22, 2022
I enjoy using the Extra card
I enjoy using the Extra card, simple to use. It is helpful in improving credit, use it as often as you can.
By customer
Response from Extra Card· Dec 22, 2022
Thank you for your review—we appreciate it.
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Dec 22, 2022
Reporting to the credit agencies.
Reporting to the credit agencies.
By Abdullmusawwir S.
Response from Extra Card· Dec 22, 2022
Thank you for your review! Extra currently reports to Experian and Equifax. We're in communication with TransUnion, but do not have a timeline as to when they'll add us to their reporting matrix—we'll keep you updated!
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Dec 22, 2022
I love the extra card but..
I love the extra card! To make it 5 star worthy for me. Extra would need to bring back gift cards as a reward option and more importantly report to transunion as well! 🙏🏽
By Manuel Cuevas IV C.
Response from Extra Card· Dec 22, 2022
Thank you for your review! The team is looking into the reintroduction of gift cards—we're unable to give a timeline at the moment, but we'll let you know when we have them available again!
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Dec 22, 2022
Everything. Excellent.
Everything! The low monthly fee, the app works great and is always up to date with my available balance, and the notifications are very helpful. My credit score went up easily 100 pts in the first few months. Plus I got a Yeti thermos with my points.
By Rachel H.
Response from Extra Card· Dec 22, 2022
We are so happy to hear you're enjoying the Extra Debit Card, and getting such value from being an Extra member! These types of reviews light up our day—thank you for your feedback!
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Dec 20, 2022
Worth It!
Their customer service is outstanding! They make building credit easy and rewarding for a reasonable price. I found out about them from a YouTube Channel called Cinema Therapy and not that I've tried it I am never going back.
By Emily H.
Response from Extra Card· Dec 22, 2022
We appreciate your feedback—thank you for joining us!
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