Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
I began using Extra due to a recent bankruptcy and I wanted to start working on my credit. I feel they helped me build my credit again.
By Jennifer S.
Response from Extra Card· Jan 25, 2023
Thank you for your feedback! We're happy to hear your credit is improving. 🙌
It's really great
By Austin P.
Response from Extra Card· Jan 25, 2023
Thank you!
It is a very easy way to boost credit. No brainer really and the constant communication from Extra letting me know where money is, whats being transferred.... its awesome.
By Matt R.
Response from Extra Card· Jan 25, 2023
We appreciate the review—thank you!
Being able to build credit without having any interest rates or fees.
By Nidriel D.
Response from Extra Card· Jan 25, 2023
Thank you for your review. 😊
I wish they had more options of how ur credit goes and what u need to improve it
By Luis G H.
Response from Extra Card· Jan 25, 2023
Thanks for your feedback.
I have had a great time so far using my Extra card to build my credit. I never have to worry about paying it off since it does it automatically.
By Isaiah W.
Response from Extra Card· Jan 25, 2023
We're happy to hear your Extra experience is even better than expected—thank you for your review!
Just all around, a great experience. I first heard about you from YouTube,and I decided to give you a try. I've been very happy from the rewards you offer the points build up quickly, the tips to help you work with credit management, everything really. You guys are doing great, don't stray from the path you're on right now.
By B.K.
Response from Extra Card· Jan 25, 2023
We greatly appreciate this thoughtful review—thank you!
The service is all in all good. There are some glitches but it's good.
By Aaron J.
Response from Extra Card· Jan 25, 2023
Thank you for your feedback!
