Great for Building Credit Faster
Over the time I’ve been using my extra card, my credit score has definitely improved.
By billie H.
Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
Over the time I’ve been using my extra card, my credit score has definitely improved.
By billie H.
Great customer service!
By Russell B.
Great card. Been using for a few years now and has become my main card to use. Great benefits, excellent customer service and credit builder. Highly recommend!
By DJ L.
One of the best products I have ever used
By Jonathan S.
My experience was great due to the help I received! I needed help ordering me a new card. The person assisting me (Ken) made everything easy and my card was ordered. I am grateful. Thank you.
By Michael W.
Customr service is available 24/7 isgreat, and with extra and my car payment I went from no credit to 760 in a year and a half
By Tyler
Great card and is very helpful in boosting my score. Also, they have very efficient customer service.
By Bre
Love the extra card! never had any problems and it builds my credit. customer support has also been very useful and helpful.
By Joshua R.