Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
I recommended everyone to apply for this card because it really help you out on financing and improve your credit scores! The costumer service is really good on help you out when you need their assistance! It worth every moneys you spend on this card and rewards is awesome!
By Vy V.
This is a game changer of a service. The fact that I can use my own money to boost my credit score is amazing. If that wasn’t enough the customer service is top notch.
By Charles T.
I got a strange error in the software and it was quickly resolved and the rep was very responsive over email as I got the first response within minutes and then follow-up quickly after.
By Lester J.
Sign up was so simple. Logged into Chime Bank and instantly had a pretty good spending power that was accessible immediately. Well worth the cost.
By LostiDied
Have been using this app for a few months now and has helped my credit score already! Perfect for hotels versus a standard debit card because you get your deposit back much quicker. Customer service is top notch. They respond quickly and aresuper friendly. 10/10 recommend singing up with these guys.
By Dave K.
Extra is best way to build credit. It boosted my credit scores only using this card for 4 months. It provides free credit score on the app and its convenient to use. Highly recommended!!!
By JONG H. Y.
Customer service was very helpful with everything that i needed, I look forward to seeing just how well this app works getting back on track with business .
By Deionzhane C.
Love the convenience of the card. Love the stuff I can get with the points. Any CSR that I’ve dealt with has been knowledgeable and always follows up.
By Eric D.
