Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
832 approved reviews, newest moderated first
Great experience thus far. Definitely helped to improve my credit score so that I could purchase my condo! I will continue to utilize its credit building functionality and I have recommended it to my younger cousins or anyone else in need of building their credit.
By TDH
Having extra has made my credit score, go up and has helped me learn how to budget my money and is a good way to use debit plus have your credit score rise
By Taras W.
Great company and great customer service. Very helpful to all my issues. Thank you
By Melvin M.
Not only does this card help build credit, it’s accepted nearly everywhere. They are so responsive and helpful if you have any issue and resolve it right away. My favorite thing about this card is you earn points which you can use for gift cards. It’s a MasterCard so it’s accepted everywhere and isn’t like a credit card with interest but same earning potential.
By Casey P.
They are understanding and patient. Also try to keep things under control. Really quick to help, but the results take a bit of time to show, besides that really good help.
By Eduardo
It works! Builds credit!
By Renee K.
I just joined this month so far everything’s going great had an issue in the beginning understanding how the card works was updated by a member very well of the process. I look forward to building my credit with Extra!
By Shalene T.
A Great tool to improve your credit!!! Easy to use, also provides an extra layer of protection for your bank account... Staff is always polite & friendly!!! I highly recommend that you give Extra a try!!!😁💪🏽👍🏼
By Derek R.
