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Extra Card Reviews | Read Customer Reviews of extra.app

Investments & Wealth

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The Fair Hearing score

4.3/ 5

Great

832 reviews

Extra Card4.3Great

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About Extra Card

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.

Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.

Also known as: extra.app
Website: extra.app
Category: Investments & Wealth
Listed on The Fair Hearing: 2026

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Extra Card reviews

832 approved reviews, newest moderated first

Mar 18, 2024
Great app
Great app! Great customer support!
By Dave
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Mar 18, 2024
This is a very good app because it…
This is a very good app because it allows you to use a debit card, not only to spend money with the bill credit as well instead of having to buy a whole credit card to build it!
By Jalon
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Mar 14, 2024
Excellent response time
Excellent response time
By Justin P.
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Mar 14, 2024
Have been a member since 2021
Have been a member since 2021. Extra has helped me achieve a better credit score and has helped me understand and manage my finances better! I was able to get rewarded for using my Extra card and redeem a lot of great items like beats headphones and gift cards towards airline travel! I highly recommend Extra! Safe and secure, better than using your debit card.
By Jonathan
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Mar 14, 2024
Superb customer service
Their customer service is amongst THE best in class. Significantly better than any of the banks I have. The one thing I’m really wishing is I hope they offer credit cards for their long time members to really help with credit. If this option is available I’m opening a card with them solely for the great experience I’ve had with them and especially their great CS
By JA
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Mar 13, 2024
They help with everything I needed…
They help with everything I needed great work excelent
By Eduardo S.
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Mar 11, 2024
3 year experience review
I have been using extra for over 3 years and it was the best choice i made for my credit amazing features and very good customer support when you run into a problem.
By Luke C.
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Mar 11, 2024
Good Experience with Extra so far
I've had Extra for 2 years and it has been a good experience so far for me. I definitely think that it has helped with improving my credit score (only with Equifax since TransUnion doesn't count it) which I'm happy with! I like that I gain points with purchases so that I can get products from their store. However, I do wish they did more frequent giveaways and had more store products.
By JamieP
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