David and the folks are true…
David and the folks are true professionals! Absolutely the best experience all around! Great rate and advise!
By Edward
Response from Empire of America· Jan 6, 2022
Thank you for the positive feedback!
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
31 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Empire of America is a premier mortgage lender specializing in providing prime, fixed and adjustable mortgages for the purchase or refinancing of residential property. By streamlining the application and lending process and thereby reducing expenses, the company easily undercuts larger banks and lending institutions by providing lower interest rates, and lower closing costs without application, processing or rate lock fees. Getting a mortgage is more than a one-time transaction; it’s a financial decision that impacts your life for years to come. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits within your larger financial picture.
Empire of America (empireofamerica.com) has 31 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
31 approved reviews, newest moderated first
David and the folks are true professionals! Absolutely the best experience all around! Great rate and advise!
By Edward
Response from Empire of America· Jan 6, 2022
Thank you for the positive feedback!
Efficient and up front
By T-Bone S.
Response from Empire of America· Jan 6, 2022
Thank you for taking the time to post this review!
Easy access to finding out rates and mortgages without giving out personal information. They are the only ones out there that are doing this!
By Lorrie J.
Response from Empire of America· Jan 6, 2022
Thank you for your review & positive feedback on the pricing engine!
I liked the way my they helped me with my refinance I would recommend them to anyone. Thank you for the refinance
By Francisco
Response from Empire of America· Jan 6, 2022
We appreciate the review & recommendation, thank you!
I was very happy with my refinance with empire of America. They communicated very well And the whole process was smooth and fast!
By Jennifer
Response from Empire of America· Jan 6, 2022
Great to hear, thank you!
nice and smooth transaction in refinance my last home loan
By Kittycat
Response from Empire of America· Jan 6, 2022
Thank you!
Great team, save money and time!
By Weera
Response from Empire of America· Jan 6, 2022
Thanks for the review!
Empire of America was AWESOME! Very professional, organized and speedy in my refi cash out! David & Stephanie Jones were a pleasure to work with and always readily accessible for any questions I have. I have been recommending them to everyone I know that is looking to refi.
By Sally
Response from Empire of America· Jan 6, 2022
Thank you for the review & referrals!