Best!!
Best rate, smooth experience
By Michail M.
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
31 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Empire of America is a premier mortgage lender specializing in providing prime, fixed and adjustable mortgages for the purchase or refinancing of residential property. By streamlining the application and lending process and thereby reducing expenses, the company easily undercuts larger banks and lending institutions by providing lower interest rates, and lower closing costs without application, processing or rate lock fees. Getting a mortgage is more than a one-time transaction; it’s a financial decision that impacts your life for years to come. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits within your larger financial picture.
Empire of America (empireofamerica.com) has 31 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 29 reviews with 5 stars · Clear filters
Best rate, smooth experience
By Michail M.
Empire of America made the home loan process easy. Broke down the the process from inquiry to closing so that we were informed and knew exactly what was needed at each step. The whole team was easy to get a hold of. I would highly recommend to my family and friends
By Joseph
Response from Empire of America· Mar 18, 2022
Thank you for the great review, Joseph! We appreciate it!
Being a first time home buyer I'm glad I went with Empire. David, Stephanie and their team walked me through the process and paper work which I really appreciated. David was easily accessible and reachable at any time which was great. He got on the phone with me and explained any questions I had. Would definitely advise anyone to go with Empire.
By Berner
Response from Empire of America· Mar 18, 2022
Thank you so much, Berner!
Absolutely the best place you can go to for a refinance or new loan. Everyone at this establishment is very professional and FAST! The ball is always in my court when I'm getting my refinance done. Everyone is very knowledgeable and they want to help you get the loan. It's a no brainer. If you are reading this then call them. I've done three loans over there with zero problems.
By Conrad
Response from Empire of America· Jan 6, 2022
Thank you for the review, appreciate it!
I HAVE DONE SEVERAL LOANS WITH EMPIRE OF AMERICA AND WOULD CERTAINLY REFER THEM TO FAMILY AND FRIENDS. STEPHANIE, DAVID AND SHALAYNE ALWAYS TAKE GREAT CARE OF ME AND MAKE THE PROCESS EASY. MERRY CHRISTMAS AND HAPPY NEW YEAR TO YOU ALL!
By THE M.
Response from Empire of America· Jan 6, 2022
Thank you for the positive feedback, we appreciate it!
We were very impressed with Empire and Stephanie. She kept us up to date on everything. We always knew where we stood in the process. A pleasure.
By CLAIRE L.
Response from Empire of America· Jan 6, 2022
Pleasure working with you!
Quick, efficient, best interest rates.
By Paula
Response from Empire of America· Jan 6, 2022
Thank you!
Very helpful & honest, they even lower my interest when it was already locked, without asking them to do it.
By Flavia
Response from Empire of America· Jan 6, 2022
We appreciate it! Thank you for the review!