I am very happy with deserve credit…
I am very happy with deserve credit card. It’s the best! Easy to manage online account, perfect customer service!
By Bade
Tuesday, November 3, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
278 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Deserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.
Deserve (deserve.com) has 278 customer reviews on The Fair Hearing, with an average rating of 4.0 out of 5.
278 approved reviews, newest moderated first
I am very happy with deserve credit card. It’s the best! Easy to manage online account, perfect customer service!
By Bade
This was my first credit card. Ive had it for almost three years and i have got a credit increase three times.
By Jolin
app very friendly
By Thiago
Great credit card for international student with noctedit history in the US. Good perks as well.
By Cesar
Credit line is not in the control of user( cant even request for increase in limit) and also there are no upgrade options available or any benefits given to customers
By Mani K.
Response from Deserve· May 31, 2022
Thank you, Mani Kumar, for your invaluable feedback! You'll be happy to know we applied a credit limit increase to your account just a few days before your review. To qualify for another credit limit increase and a product upgrade to the Deserve PRO card in the future, continue to use your card as you have: staying under your credit limit and making on-time payments. Your Deserve EDU card does come with benefits such as Lemonade, Feather, and Master Card cellphone protection. We would be happy to go over your card benefits with you. Feel free to call us at 1-800-418-2362 or send an email to [email protected] detailing your request and reference Trust Pilot or request for us to give you a callback. We're happy to help! ~ Best, The Deserve Team
It will be a great choice to opt for this card, for those who just start building a credit history, especially International Students. All great except that it might need little update with the card payments processing. Like, if card payments gets processed and account reflect with updated balance instantly or at max in a business day.
By Madhu
I got a cc with $1000 limit but the interest rate is very high.
By Santosh K.
Response from Deserve· May 12, 2022
Thank you, Santosh Kumar, for providing us with your invaluable feedback! The interest rate on your Deserve account is currently 19.49% which is lower than the national average compared to other credit cards. We would be happy to go over your account with you and answer any questions you may have. We are dedicated to providing the best customer service possible and addressing any issues. Please call us at 1-800-418-2362 or send an email to [email protected] and reference Trust Pilot. We’re happy to help. ~ Best Regards, The Deserve Team
Great credit card, never had any issues.
By Thabo