Friendly and easy to manage your card…
Friendly and easy to manage your card in smartphone.
By Jen-Feng
Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
278 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Deserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.
Deserve (deserve.com) has 278 customer reviews on The Fair Hearing, with an average rating of 4.0 out of 5.
278 approved reviews, newest moderated first
Friendly and easy to manage your card in smartphone.
By Jen-Feng
If there are any issues with payments or whatever, Customer service are extremely nice and willing g to help.
By N A.
Deserve has been a wonderful experience. The ease of the app, making payments, and checking my credit score helps me to build my credit history.
By Nicole M.
As a young person trying to build credit, I think Deserve is a great place to start! Their interface (app, haven't used desktop website) is very simple and easy to understand, my balance and how much I have left on my credit limit is right at the top, all the settings I need to find are right where I would think they'd be, and paying my card couldn't be easier! My ONLY small complaint is that I can't permanently delete the option for a PIN. A password is enough, I don't need a PIN, too (also that it always asks me to opt in for push notifications, but I don't want or need those. The option to turn off both of those for good would be great). Overall, Deserve is a GREAT starter card for a young person wanting to build a name for herself as far as credit goes, and the rewards are nice, too! Thanks a lot, Deserve!
By Rebecca H.
As a student getting a card was good thing which was possible through Deserve. Happy to use it 😊
By Varshi
Best credit card
By Birajkumar P.
very easy software to use on line, constant credit limit increases with on time payments. i am very happy with Deserve
By Peter A.
Deserve provides great support, especially to international students when they come to US for the first time. It provides opportunity to students to build their credit history in the US. The best part about Deserve is that one will get 1% of all spends back in the form of credit to the monthly statements, and one can also get referral bonuses when one refers someone to Deserve. It sure is a great card.
By Sandeep J.