Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
278 reviews
DeserveSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Deserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.
Deserve (deserve.com) has 278 customer reviews on The Fair Hearing, with an average rating of 4.0 out of 5.
278 approved reviews, newest moderated first
Love the fact that i can get and start credit with Deserve knowing i do not qualify.Customer service is really strict but i like it. I feel like my account is secure. Thank you Deserve for the opportunity to build my credit.
By manny B.
Their customer service sucks. Honestly if you are an international student and need a credit card — HSBC and Bank of America will provide them.
By Michelle H.
Response from Deserve· Apr 14, 2020
Hi Michelle, We're sorry it took us some time to respond to your comment. If you have concerns regarding your account, we are happy to answer your questions, but we will need to verify your identity first. Please call us at 1.800.418.2362 during our hours of operation between 7:00 AM and 4:00 PM PST Monday through Friday or between 7:00 AM and 12:00 PM PST on Saturdays. Thank you.
“ No credit history required” but denied because of credit history but Discover and Capital One approved. This credit card is a disaster and very misleading. Was prequalified and then denied. Useless inquiry for no reason.
By Yani
Has been terrible, they were pushy so I called and cancelled my account a week ago, still haven’t received my refund payment and now they are taking another payment. Its a scam and I won’t recommend them ever....
By Anathony P.
Worst credit card I have ever had.
By Gary B.
I have 3.5 years car mechanic experience,I have 2 years 1 month sewing machine operator experience and my last experience is am a sales man like mobile phone sale and purchase,watches bag & blankit,torch light etc
By Jamshed A.
Customer service is an absolute joke. They are helpless relating anything to the card. I've had the Pro card for over 2 1/2 years now, and honestly kind of set it aside because of the terrible issues I had when I first got approved. Somehow their system messed up my birthdate on file, so any time I try to verify myself when I call support, they ask for my birthday and they hang up because I got 'some information' wrong. Refusing to listen WHY its wrong. I wanted to give the card another chance this week, tried to log in online, and said it was locked and had to call their customer service. Called, tried verifying, got told its wrong. Explained myself, they said "oh, just log in online and double check your information", making me have to explain AGAIN that i'm locked out of my account. They then say "in that case you'll have to send over information to our email address" which obviously isn't secure. At this point, customer service was driving me insane. So i wanted to just close my account, since I definitely don't need this card, and they refused to close it until I get access to my online account. All while being absolutely helpless to me. Worst customer service, which plays a huge part into a credit card company for me. Can only imagine the headache someone goes through if theres fraud or have to file a dispute. I'll be sure to go the extra mile and gain access to my account and close it. Disgusting tbh.
By dec Y.
Best card for international students trying to build credit. They also have sweepstakes scholarships of $1000 for students which is nice considering how expensive tuition is for international students
By Bill
