Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
234 reviews
Credibility CapitalSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans. Credibility delivers a fast, seamless, fully digital experience, with funding in as little as 3 days from application. The company offers 2 loan products: (1) Monthly-pay installment loans up to $500,000 and 5 years; and (2) lines of credit up to $250,000 with a 2-year interest-only draw period, followed by a 3-year payback period or renewal of the line for qualifying borrowers.
Credibility Capital (credibilitycapital.com) has 234 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
234 approved reviews, newest moderated first
Incredible experience with this Company! Carl and his underwriter were very professional and helpful! I greatly appreciate all the help in the loan process..looking forward to working with them!
By Sons Auto Restorations L.
Carl was a pleasure to work with! I highly recommend contacting him at Credibility Capital for your funding needs.
By JOSE O.
Gaston gave exceptional service!
By customer
Carl was great to work with. He was patient with all my questions and responded quickly by phone or email. I cannot recommend his help enough. He made the experience seamless!
By Aaron B.
Reasonable terms and documentation requirements. Gaston was very helpful, and we were able to get funded quickly. Thanks!
By customer
This is the third time we worked with Credibility Capital and Stephanie was great to work with. Stephanie was always courteous, attentive, and understanding when I was traveling and limited phone access. The online application process was fairly easy and straight forward and the entire process went smooth.
By Randy S.
Carl was amazing.. super responsive and made the process very pleasant. No surprises.
By Christopher M.
Best customer service in my 28 yrs of doing business. They've bent over backwards to take care of every little detail. Wouldn't hesitate to recommend to use them again!
By K H.
