Friendly & Fast
Friendly, fast, and completed with ease.
By Carlene S.
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
234 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans. Credibility delivers a fast, seamless, fully digital experience, with funding in as little as 3 days from application. The company offers 2 loan products: (1) Monthly-pay installment loans up to $500,000 and 5 years; and (2) lines of credit up to $250,000 with a 2-year interest-only draw period, followed by a 3-year payback period or renewal of the line for qualifying borrowers.
Credibility Capital (credibilitycapital.com) has 234 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
234 approved reviews, newest moderated first
Friendly, fast, and completed with ease.
By Carlene S.
Great team to work with. Very patient and a good process.
By Bill R.
This was a straightforward, quick process. Carl was great, responsive, and everything was very transparent. Even the call with the underwriters was painless, and they really understood my business, which, because what we do is not commonly known, is paramount when looking at funding. I highly recommend Credibility Capital, and I've worked with multiple lenders, from traditional to not, and these guys were the best. Oh, and the terms were reasonable and fair.
By Jessica
My Rep was Carl.. He was absolutely awesome. Took the time to get to know my business and what my needs were. Then Made it work. I had a very difficult and complex situation, but he figured out the right program, and I could not be happier!
By madison1
Great company to deal with. Very impressive!
By John F.
Easy, friendly and helpful service with quick turnaround
By Business O.
Excellent service and really fast
By Diego C.
Process went smoothly.
By Kim A.