Horrible service & ambiguous and contradictory policies
1. Horrible road service support 2. I keep being billed for liability insurance, your requirement says to have the Hired Auto Endorsement, which is normally added to be able to rent equipment or hire owner operators during times of need, but then the my policy gets rejected because it does not have an Any Auto endorsement, which is clearly an Oxymoron. Any Auto coverage refers mostly to the borrowing of vehicles, say from my employee or friend, or if I send my employee on an errand in their personal vehicle, and they get involved in an accident, this covers us in the event there is no financial charge for the use of the vehicle. If there is a fee associated with the use of the vehicle, then it becomes a Hired Auto. But your policy requirements are both ambiguous & contracditory. Furthermore, you are requiring the client to carry an endorsement on their insurance policy, that not even your vendor service provider has on their vehicles. As an example this particular vendor only has a Hired Auto endorsement on their policy, and it's a scheduled vehicle policy, which does not contain the Any Auto endorsement. I hate being nickel & dimed. If there is something besides trucking, it's insurance, I was an insurance adjustor for many years, and have seen what happens to people when they don't have the correct coverage on their insurance policy.
By Bill
Response from COOP by Ryder· May 1, 2023
Bill, thank you for sharing your thoughts and experience around our insurance requirements. We do not want you to feel nickel & dimed, that is not our intention! We are reviewing these requirements internally and will follow up with more information.



