Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
241 reviews
Cheddar CapitalSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Business financing big or small Cheddar Capital covers it all. With our easy to use 5 minute online application, we can get you multiple business loan offers within hours. Cheddar Capital is your number one business financing source. At Cheddar Capital, you’ll receive personal service and customized business loan options to help you reach your business goals. Cheddar Capital is a private company based out of Memphis, Tennessee where we provide the best business loans in and Dallas, Texas and to the local nearby cities as well as nationwide. You’ll receive expert support from our family owned and operated company.
Cheddar Capital (cheddarcap.com) has 241 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
241 approved reviews, newest moderated first
Best around. Straight forward. Easy to work with.
By John T.
Response from Cheddar Capital· Apr 6, 2022
Tank you are awesome! Thank you from the entire Cheddar Family we really appreciate your continued business and look forward to helping you if need be in the future!
They make fast decisions, which is one good thing. However, terms and amount do not meet the purpose of loan needs. Cheddar offers daily collection, which is preferred by loan sharks.
By Meyer C.
Response from Cheddar Capital· Apr 1, 2022
Thank you for leaving a review Mr. Cho. We appreciate the opportunity to review your business funding application. Our ability to make a quick funding decision at Cheddar Capital, and our transparent offers are no indication of rate, repayment frequency or term. Some businesses actually prefer a daily repayment even though we offer monthly, weekly and bi-weekly options. Every business is unique in their own regard. We encourage all applicants to have a conversation with our team before accepting or rejecting any options. As the applicant you are under no obligation to accept any offers extended to you. Thank you for applying with Cheddar Capital, we wish you the best of luck.
Cheddars capital approves my loan after 11 days, then they go silent, after approval. Cannot get a hold of them , for a 250k loan they approved. No response, no words, no instructions, Wrote letters to ADA. & local communities to stay away from crooks like cheddar capital, I just don’t understand their motive behind all this, What do they gain , Been in practice for 30 years, see crooks popping at every corner now. Stay away from cheddar capital as crooked as they are, they should be out of business, so Biz community can rest easily knowing that people like cheddar are exposed Be careful, ADA HAS BEEN notified. Mr cheddar is an unusually disturbing individual.
By Farid M.
Response from Cheddar Capital· Apr 1, 2022
Thank you for leaving a review Doctor M. Our apologies we were unable to meet your funding request. Our initial offers are reviewed verbally over the phone, then transcribed via your preferred method of contact. Unfotunately you did not qualify for the full requested amount and as such we sympathize with your frustration. As a dentist we can certainly understand your use of the word "crooked," however as the term applies to Cheddar Capital we do not understand your comments. We hope your dentistry finds the business financing it is seeking.
Dan and Ronnie the founders and principals of Cheddar Capital are true "relationship bankers" and are as good as they come. Both of them are consummate professionals, are subject matter experts in the business lending space, and are THE go-to people for unique lending solutions. Though it's a business relationship, you'll immediately feel as if you're a member of their family, and both they and Cheddar Capital will go to great lengths to assure you and your business get what you need, and at the best rates possible. Once you do business with them, you'll certainly become a "customer for life".
By FG
Dan and Cheddar Capital couldn’t have done anything better! They were Professional, Courteous, Knowledgeable, and overall Superb!! I will use them again for sure!!
By Sam S.
Fastest service I have ever received from any provider!
By Jim
After doing some research, I chose to call Cheddar Capital. Dan was great to work with, straight forward and responsive. Turn around was within 24 hours just as they said. I wouldn’t hesitate to call again.
By Kim R.
Excellent understanding of what is going on in todays mfg environment. Process went as they said, no ‘gotchas’. Would recommend to all companies that need help in these trying times
By M B.
