Great experience
Great experience
By CHRISTOPHER S.
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
393 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Zinch (zinchfin.com) has 393 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
393 approved reviews, newest moderated first
Great experience
By CHRISTOPHER S.
MCS has been great, from their customer service to time of funding. The whole process was made very easy! I would highly recommend Merchant Capital Services!
By Thomas B.
Sydnie was very professional and went to bat for us. She was very timely with her correspondence and was able to help us navigate through a complicated situation. Five stars all the way. The only real downside are obviously the rates, but if you have few options, Merchant Capital can help. The goal would be to use the money wisely and grow your business so you won't find yourself in the same position in the future.
By Robert
Awesome service. They were extremely fast and helpful. Matt and Sydnie were exceptional. Thanks
By Joelissa G.
This company is the best. Mark Tadros & Jose Lopez took care of me. They were fast efficient and did a great job.
By Mark V.
Mike Rocco is always a pleasure to work with. Great company.
By Julie G.
I enjoy working with Merchant Capital Source, their staff responds quickly to my requests.
By Andres S.
MCS has been a life saver when sudden unexpected twists in life caused financial trouble. Super fast approval and funding helped stabilize rough spots.
By Keith M.