Worthy makes it easy and affordable to…
Worthy makes it easy and affordable to make investments.
By Amanda
Monday, November 9, 2026 · Customer reviews of US businesses

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252 reviews
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Worthy Financial (worthybonds.com) has 252 customer reviews on The Fair Hearing, with an average rating of 3.2 out of 5.
252 approved reviews, newest moderated first
Worthy makes it easy and affordable to make investments.
By Amanda
Such a great financial opportunity! Easy app to navigate!
By Angel B.
Love this as an alternative investment to regular bonds or a CD. My money grows consistently and I feel good about helping small businesses.
By Anna R.
Response from Worthy Financial· Jun 3, 2024
Hey Anna, Woohoo! We love to hear that Worthy Bonds are helping you to grow your hard-earned savings. Thanks for investing with us!
It was easy to purchase bonds and they were affordable. They just sit there and chill while they grow.
By Ann
Lost all my invested money as they defaulted (froze withdrawals). They lie on their website. They do not have enough liquid assets to cover for the bonds.
By Francesco A.
Ponzi scheme! They paused the pay outs on the bonds with no updates. They claim to have paid 95% of bond holders based on purchase date but can't seem to send out any data to support this claim. Stay away from this company!!!!!
By Joey L.
While I like Worthy very much and find the site easy to use, I feel there is one drawback. Access to my profile and bond funding. I have several bank/credit union accounts, and would like to be able to select a different funding account before buying. As I see it now, the account I started with will always be the account that money will be pulled from. A little inconvenient. But, I love the returns!
By JMB
Response from Worthy Financial· Apr 22, 2024
Thanks for your feedback. We're always looking for ways to improve!
They have stopped withdrawals on the initial offering and have not given any timeline of when the withdrawals will be allowed. I see lots of folks here still investing in this company but I really hope they carefully read the negative reviews that few of us have posted here. They are not allowing us to withdraw principal or interest and should be investigated by the SEC for false promises.
By Bejoo
Response from Worthy Financial· Apr 22, 2024
Disbursements are occurring as funds are received from our borrowers, and we'll notify you once your account is ready for disbursement. As Worthy allows for more disbursements, they'll be processed automatically and prioritized based on maturity or redemption request date. Your patience during this process is greatly valued. We've already disbursed payments and remain dedicated to recovering all funds diligently.