Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Average
21 reviews
The Credit CompanySelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
The #1 Fastest Growing Credit Repair Company in the US. We help people reclaim their financial freedom through effective credit restoration. We use innovative, new, and proprietary strategies to get our clients incredible results. If you're not satisfied, we have a 100% Money Back Guarentee. Call today at (855)720-FICO (3426)
The Credit Company (thecreditcompanyinc.com) has 21 customer reviews on The Fair Hearing, with an average rating of 3.6 out of 5.
21 approved reviews, newest moderated first
I would them a minus 100 stars if i could Customer service is non existence i rang them in regards to an account that should have been closed month ago they kept putting me on hold till it got to there closing time than hung up on me no resolution. Rude un helpful and love holding ppl hostage.
By Hanny F.
I was reading and researching just as any normal person would looking for the right company to help repair credit. Talked to Malon the intake specialist that basically sold me a dream. I could go into detail but I am saving you from wasted time and money. AVOID THE CREDIT REPAIR COMPANY AT ALL COST!!! BUYER BEWARE.
By D R.
I was very transparent in May, 2022, that I had a derogatory that was for a unusual situation with an ex and a rental agreement. This incident took me from excellent to fair credit. The Credit Company said they could help last year. I followed on instagram for a while since my research with Credit Saint and others said they could not help. I have photographs, a police report, etc supporting the motivation to leave this property. In addition, to them inflating the balance over $10k and then recanting in email and on the phone, reporting 2 years after the fact when the unit was rented within 2 months falsely was crime enough but the credit bureaus allow this ambiguity? Emails with the debt collector substantiating all of this and TCC strang me along for over a year and when confronted they said I NEEDED TO CALL the DEBT COLLECTOR. Tried that first and then paid them for another year of wasted time. Cancelled and getting an attorney. This is from 2018 and apparently Mr. Ortiz in Miami is trained like (and I quote) a "Navy Seal" to hold people's credit hostage for the American Rent Bureau. Pay an exorbitant amount, originally $12k and reported as $25k or your credit is screwed. The Credit Company has not done a thing for me that I could not do myself. Very disappointing!
By Alison M.
Were is my money use scamed off me will not give up 2 I get it back low dogs taking money
By Anthony C.
Very knowledgeable & professional!
By MRS I.
I was reading the reviews. My experience is good, all my questions answered about repair my credit score. Nice and helpful staff.
By Dori
They are absolutely a genuine and a legit company. I was also asked to pay the $478 upfront but got the loan amount credited in my account within 24 hours. Thanks for helping me.
By Noelene G.
I’ve been with this company for 4 months now and throughout the process they continued to show professionalism as promised. Whenever I have a question or a problem when going over anything they get back to me and answer all my concerns and keep me in the loop. Being someone new to credit repair and learning the ins and outs, I understand it takes patience dealing with customers like myself who always have a handful of questions and they sure do make me feel at ease with the helpful insight they continue to apply while working to help me fix my mistakes that I could never do on my own. Thanks credit company for having my back.
By customer
